How the numbers were computed

For the story Who uses internet banking in the EU.

Every number in the story is a Eurostat value or is computed from Eurostat values. Each value is named by dataset, Eurostat key and period. Each request is kept as received.

Where a chart shows values to two decimals, at one decimal some different values would look equal.

The ranking

Ranks

Rank by value, highest first. Equal values share a rank, and the next rank is skipped. There are no ties in this ranking.

27 values, one per country isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.<geo>@2025 (<geo> is the country code) · request r1

66.64 percentage points

Highest value − lowest value, in percentage points: 97.61 − 30.97 = 66.64. Rounding: each value rounded to 2 decimals as displayed, then subtracted.

97.61: Denmark, 2025 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.DK@2025 · request r1
30.97: Romania, 2025 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.RO@2025 · request r1

27 / 27

EU countries with a value for 2025: all 27 of the 27 EU member states.

27 values, one per country isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.<geo>@2025 (<geo> is the country code) · request r1

Class 1 of 5

The regions are sorted by value and cut into five classes of about equal count. Equal values stay in one class. A class's ends are the values of its lowest and highest region.

42 values, one per region isoc_r_iuse_i:A.I_IUBK.PC_IND.<geo>@2025 (<geo> is the region code) · request r5

Class 2 of 5

The regions are sorted by value and cut into five classes of about equal count. Equal values stay in one class. A class's ends are the values of its lowest and highest region.

42 values, one per region isoc_r_iuse_i:A.I_IUBK.PC_IND.<geo>@2025 (<geo> is the region code) · request r5

Class 3 of 5

The regions are sorted by value and cut into five classes of about equal count. Equal values stay in one class. A class's ends are the values of its lowest and highest region.

42 values, one per region isoc_r_iuse_i:A.I_IUBK.PC_IND.<geo>@2025 (<geo> is the region code) · request r5

Class 4 of 5

The regions are sorted by value and cut into five classes of about equal count. Equal values stay in one class. A class's ends are the values of its lowest and highest region.

42 values, one per region isoc_r_iuse_i:A.I_IUBK.PC_IND.<geo>@2025 (<geo> is the region code) · request r5

Class 5 of 5

The regions are sorted by value and cut into five classes of about equal count. Equal values stay in one class. A class's ends are the values of its lowest and highest region.

42 values, one per region isoc_r_iuse_i:A.I_IUBK.PC_IND.<geo>@2025 (<geo> is the region code) · request r5

Over time

The EU figure, 2019–2025

The figure of the European Union - 27 countries (from 2020) as Eurostat publishes it, one value a year.

54.57: European Union - 27 countries (from 2020), 2019 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2019 · request r1
57.69: European Union - 27 countries (from 2020), 2020 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2020 · request r1
58.31: European Union - 27 countries (from 2020), 2021 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2021 · request r1
59.63: European Union - 27 countries (from 2020), 2022 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2022 · request r1
63.87: European Union - 27 countries (from 2020), 2023 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2023 · request r1
67.24: European Union - 27 countries (from 2020), 2024 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2024 · request r1
69.66: European Union - 27 countries (from 2020), 2025 isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.EU27_2020@2025 · request r1

Differences, 2025 − 2019

Per country and for the EU, the 2025 value minus the 2019 value. Rounding: each value rounded to 2 decimals as displayed, then subtracted.

28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.<geo>@2025 (<geo> is the country code or the EU's) · request r1
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_TOTAL.<geo>@2019 (<geo> is the country code or the EU's) · request r1

Countries where the share fell

The countries whose difference 2025 − 2019 is below zero, 1 in all.

uses Differences, 2025 − 2019

Countries where the share rose

The countries whose difference 2025 − 2019 is above zero, 26 in all.

uses Differences, 2025 − 2019

Young and old

Values, young and old

The values as Eurostat publishes them, one per country and group and for the EU, shown rounded to 1 decimal.

28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.Y65_74.<geo>@2025 (<geo> is the country code or the EU's) · request r2
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.Y16_24.<geo>@2025 (<geo> is the country code or the EU's) · request r2
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.Y25_34.<geo>@2025 (<geo> is the country code or the EU's) · request r2
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.Y35_44.<geo>@2025 (<geo> is the country code or the EU's) · request r2
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.Y45_54.<geo>@2025 (<geo> is the country code or the EU's) · request r2
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.Y55_64.<geo>@2025 (<geo> is the country code or the EU's) · request r2

Ranks, 65–74

Rank by value, highest first. Equal values share a rank, and the next rank is skipped. There are no ties in this ranking.

27 values, one per country isoc_ci_ac_i:A.I_IUBK.PC_IND.Y65_74.<geo>@2025 (<geo> is the country code) · request r2

Education

Values, education

The values as Eurostat publishes them, one per country and group and for the EU, shown rounded to 2 decimals.

28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.I0_2.<geo>@2025 (<geo> is the country code or the EU's) · request r3
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.I3_4.<geo>@2025 (<geo> is the country code or the EU's) · request r3
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.I5_8.<geo>@2025 (<geo> is the country code or the EU's) · request r3

Ranks, low or no formal education

Rank by value, highest first. Equal values share a rank, and the next rank is skipped. There are no ties in this ranking.

27 values, one per country isoc_ci_ac_i:A.I_IUBK.PC_IND.I0_2.<geo>@2025 (<geo> is the country code) · request r3

Cities, towns and rural areas

Values, cities, towns and rural areas

The values as Eurostat publishes them, one per country and group and for the EU, shown rounded to 1 decimal.

28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_DEG1.<geo>@2025 (<geo> is the country code or the EU's) · request r4
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_DEG2.<geo>@2025 (<geo> is the country code or the EU's) · request r4
28 values, one per country and the EU's isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_DEG3.<geo>@2025 (<geo> is the country code or the EU's) · request r4

Ranks, rural areas

Rank by value, highest first. Equal values share a rank, and the next rank is skipped. There are no ties in this ranking.

27 values, one per country isoc_ci_ac_i:A.I_IUBK.PC_IND.IND_DEG3.<geo>@2025 (<geo> is the country code) · request r4

The regions of the EU

Ranks, the regions of the EU

Rank by value, highest first. Equal values share a rank, and the next rank is skipped. Auvergne and Ile de France, at 78.7% each, are both 64th, and Champagne-Ardenne is 66th.

210 values, one per region isoc_r_iuse_i:A.I_IUBK.PC_IND.<geo>@2025 (<geo> is the region code) · request r5